Is A Debit Card Really That Bad?
Jun. 2nd, 2010 11:40 am.....Grrr, spent several hours this morning trapsing from one end of the County to the other, passing out checks for services needed at June Faire. At one end of the County was Del's for the hay. When I gave them the first check, they took the deposit and gave us the rest. Don't ask me why. So I had to run a second check to them this morning. At the other end of the County was the Party Store for the table and chair rental.
.....Normally, I would just put these things on a credit card and get reimbursed by the Barony. But this last year we deliberately cut up cards and reduced the remaining considerably (by choice). So I had no room to put anything on them. I suppose I could have called the credit card people and had them raise the limits right there, but did not want to do so.
.....So, I understand the reasoning behind why the SCA Financial Policy is to not allow for debit cards. It would be incredibly easy for someone to clean out an account pronto. And there are a lot of 'hacker' issues with which to deal.
.....But a debit card is so useful. And it is not right, or even always the best idea, to put the liability for funds transfers on the back of the populace.
.....So, the SCA set up ACCEPS to allow for credit card use to pre-register for events. Would it be possible for Corporate to set up some financial pool from which they issue out debit cards to branch exchequers? They could set all kinds of limits to these cards. From who could use them, to how much could be taken out each day. I could see all kinds of restrictions put on them. But for an exchequer to have this ability would make a lot of things go faster and easier when paying for event services.
.....From a security aspect, it even makes more sense for all major purchases to go through ONE person (the exchequer) instead of letting autocrat teams make many purchases that the exchequer then has to review before reimbursement.
.....Now, I realize I'm glossing over issues here. But the SCA needs to get itself into the Twenty-First century financially.
.....O.K., done pontificating. Back to work.
.....Aaron / Arontius.
.....Normally, I would just put these things on a credit card and get reimbursed by the Barony. But this last year we deliberately cut up cards and reduced the remaining considerably (by choice). So I had no room to put anything on them. I suppose I could have called the credit card people and had them raise the limits right there, but did not want to do so.
.....So, I understand the reasoning behind why the SCA Financial Policy is to not allow for debit cards. It would be incredibly easy for someone to clean out an account pronto. And there are a lot of 'hacker' issues with which to deal.
.....But a debit card is so useful. And it is not right, or even always the best idea, to put the liability for funds transfers on the back of the populace.
.....So, the SCA set up ACCEPS to allow for credit card use to pre-register for events. Would it be possible for Corporate to set up some financial pool from which they issue out debit cards to branch exchequers? They could set all kinds of limits to these cards. From who could use them, to how much could be taken out each day. I could see all kinds of restrictions put on them. But for an exchequer to have this ability would make a lot of things go faster and easier when paying for event services.
.....From a security aspect, it even makes more sense for all major purchases to go through ONE person (the exchequer) instead of letting autocrat teams make many purchases that the exchequer then has to review before reimbursement.
.....Now, I realize I'm glossing over issues here. But the SCA needs to get itself into the Twenty-First century financially.
.....O.K., done pontificating. Back to work.
.....Aaron / Arontius.